Covid-19 Impact on the South African Life Insurance Industry: What Can we Learn?

Link: https://www.soa.org/sections/international/international-newsletter/2022/july/isn-2022-07-hoberg/

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Excerpt:

The impact of Covid-19 in South Africa in terms of excess deaths was substantial, when considering the reported excess deaths as published by the South African Medical Research Council (SAMRC).[4] Please note that in this article we will not further consider whether all excess deaths can be directly attributed to Covid-19, however, as per the article “Correlation of Excess Natural Deaths with Other Measures of the Covid-19 Pandemic in South Africa,”[5] it is estimated that 85 percent to 95 percent of excess natural deaths are attributable to Covid-19.

Based on the SAMRC excess deaths, taking the expected plus excess deaths as Actual and expected natural deaths as per their methodology as Expected, we observe an Actual versus Expected (AvE) ratio of 116 percent in 2020, a ratio of 131 percent in 2021, and a ratio of 113 percent in 2022 up to May 1. When we look at the AvE for each wave, we can see that the 2nd wave (predominantly Beta variant) and the 3rd wave (predominantly Delta variant), had the most severe impact on the general population (see figure 2 and figure 3)

Author(s): Idelia Hoberg

Publication Date: July 2022

Publication Site: SOA International News

Missing Americans: Early Death in the United States, 1933-2021

Link: https://www.medrxiv.org/content/10.1101/2022.06.29.22277065v1.full

Graphic:

Age-specific mortality trends in the U.S. and other wealthy nations.Source: Human Mortality Database. Note: Figure shows deaths per 100K population, (A) 1933-2021 and (B) 2000-2021. Dark red line is U.S.; pink line is population-weighted average of other wealthy nations; grey lines are country-specific trends for other countries.

Excerpt:

We assessed how many U.S. deaths would have been averted each year, 1933-2021, if U.S. age-specific mortality rates had equaled those of other wealthy nations. The annual number of excess deaths in the U.S. increased steadily beginning in the late 1970s, reaching 626,353 in 2019. Excess deaths surged during the COVID-19 pandemic. In 2021, there were 1,092,293 “Missing Americans” and 25 million years of life lost due to excess mortality relative to peer nations. In 2021, half of all deaths under 65 years and 91% of the increase in under-65 mortality since 2019 would have been avoided if the U.S. had the mortality rates of its peers. Black and Native Americans made up a disproportionate share of Missing Americans, although the majority were White.

One sentence summary In 2021, 1.1 million U.S. deaths – including 1 in 2 deaths under age 65 years – would have been averted if the U.S. had the mortality rates of other wealthy nations.

Author(s):

Jacob Bor, View ORCID ProfileAndrew C. Stokes, Julia Raifman, Atheendar Venkataramani, Mary T. Bassett, David Himmelstein, Steffie Woolhandler


doi: https://doi.org/10.1101/2022.06.29.22277065

Publication Date: 30 Jun 2022

Publication Site: MedRXiV

Millennial Massacre Part 2: Increase In Mortality for Ages 18-39 for 2020-2021 Mainly Driven by Drug Overdoses and COVID

Link: https://marypatcampbell.substack.com/p/millennial-massacre-part-2-increase

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Excerpt:

  • About 30% of the contribution to excess mortality for young adults in 2021 came from drug overdoses.
  • The percentage contribution to excess mortality of drug ODs was not that different by age group over the 18-39 age span.
  • COVID as a contribution to excess mortality was higher for older people —- for those age 35-39, 36% of their excess mortality came from COVID in 2021. In contrast, for those age 18-24, only 17% of their excess mortality came from COVID.
  • Indeed, the youngest of the adults (age 18-24) had higher contributions from homicide (20% of excess mortality) and had comparable excess mortality contribution from motor vehicle accidents (16%) in 2021.

Author(s): Mary Pat Campbell

Publication Date: 23 Jul 2022

Publication Site: STUMP at substack

NHTSA Launches New Campaign to Remind Drivers Speeding Wrecks Lives

Link: https://www.nhtsa.gov/press-releases/nhtsa-launches-new-campaign-remind-drivers-speeding-wrecks-lives

Ad:

Excerpt:

As part of the U.S. Department of Transportation’s comprehensive safety strategy to prevent traffic deaths, the National Highway Traffic Safety Administration is launching a public education campaign across the country to address one of America’s most dangerous driving behaviors. Tomorrow, the agency kicks off the Speeding Wrecks Lives campaign aimed at changing general attitudes toward speeding and reminding drivers of the deadly consequences.

The campaign, which will run July 20-August 14, is supported by an $8 million national media buy featuring English and Spanish-language ads running on television, radio and digital platforms. The ads target drivers ages 18 to 44, who data show are most likely to be involved in speeding-related fatal crashes.

….

According to NHTSA data, 11,258 people died in speeding-related crashes in 2020, and speeding was a contributing factor in 29% of all fatal crashes. Even with fewer cars on the road during the pandemic, 2020 saw a dramatic increase (17%) in speeding-related deaths compared to 2019. The data also showed additional concerning statistics in 2020:

Local roads saw the most speeding, with 87% of all speeding-related traffic fatalities occurring on non-interstate roads. 

Speeding contributed to 37% of the fatal crashes in work zones.

Speeding was a factor in more fatal crashes on wet roads than dry roads. 

Drinking and speeding is the deadliest combination. Of the drivers involved in fatal crashes, 37% were speeding and had a blood alcohol concentration of .08 or higher.

Author(s):

Publication Date: 19 Jul 2022

Publication Site: NHTSA

Dangerous by Design 2022

Link: https://smartgrowthamerica.org/wp-content/uploads/2022/07/Dangerous-By-Design-2022-v3.pdf

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Excerpt:

While the unprecedented COVID-19 pandemic
upended many aspects of daily life, including
how people get around, one terrible, long-term
trend was unchanged: the alarming increase in
people being struck and killed while walking.
The number of people struck and killed while
walking has been steadily increasing since 2009,
reaching another new high in 2020 and likely a
historic one in 2021.

More than 6,500 people— nearly 18 per day—
were struck and killed while walking in 2020, a
4.7 percent increase over 2019, even as driving
decreased overall because of the pandemic’s
unprecedented disruptions to travel behavior.1

Publication Date: July 2022

Publication Site: Smart Growth America

US pedestrian deaths are reaching a new high

Link: https://www.popsci.com/technology/pedestrian-deaths-spike-us/

Excerpt:

When thinking of traffic accidents, it would be an understandable reaction to imagine a car crash: the National Highway Traffic Safety Administration estimates that nearly 43,000 people died in 2021 on US roads. That’s a 10.5 percent jump from 2020 and the most fatalities since 2005. But pedestrian deaths are another form of traffic accident—and those rates are rising, fast. 

new study from Smart Growth America, an urban development-focused nonprofit, found that the number of pedestrian fatalities spiked more than 60 percent in the last decade. In 2020 alone, more than 6,500 people were struck and killed by vehicles—a record high that equates to nearly 18 people dying every day. And despite fewer cars on the road during the COVID-19 pandemic, the number of pedestrian deaths might have been even higher in 2021, according to the Governors Highway Safety Association. Preliminary data from GHSA suggests that roughly 7,500 people were killed last year. If confirmed, this would be the highest number in 40 years. 

The study also presents new data identifying the deadliest metro areas and states for pedestrians. That the US experiences more pedestrian deaths than any other high-income nation isn’t random, researchers from Smart Growth America say. It’s by design.

Author(s): MARIA PARAZO ROSE

Publication Date: 16 Jul 2022

Publication Site: Popular Science

Fentanyl Overdose Rates Are Rising Fast

Link: https://www.wsj.com/articles/overdose-rates-are-rising-fast-cdc-drugs-opiod-crisis-substance-abuse-addiction-fatal-syringe-11652904604

Excerpt:

The latest tally of fatal drug overdoses from the Centers for Disease Control and Prevention shows nearly 108,000 fatalities in 2021. This is far more than in 2017, when President Trump declared drug deaths a public-health emergency. Among blacks, the drug mortality rate has quadrupled in less than eight years.

The Trump administration acted aggressively and directed agencies to implement several recommendations from the Commission on Combatting Drug Addiction and the Opioid Crisis. These included changes to prescribing patterns, treatment paradigms and law-enforcement procedures. The rate of deaths from drug overdoses slowed and then dipped. But then Covid hit, with all its mental-health consequences. The addiction and overdose crisis is now the most important public-health issue facing the country.

…..

Coincident with policy changes advertised as civil-rights progress, the comparatively low drug-overdose rate for blacks began to accelerate. It reached the white rate by 2019 and then surged past it during the pandemic to reach 43 annually per 100,000 of the black population by last September.

Rather than gawking at an accelerating overdose crisis, policy makers could benefit people of all races by investigating new sources of demand and supply. Instead, in a world where a single backpack of fentanyl could kill a million people, Mr. Biden eliminates the controls on illegal immigration instituted by his predecessor.

Author(s): Joseph Grogan and Casey B. Mulligan

Publication Date: 18 May 2022

Publication Site: WSJ

Racial Disparities in Maternal Health

Link: https://www.usccr.gov/files/2021/09-15-Racial-Disparities-in-Maternal-Health.pdf

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Excerpt:

Over the past two decades, the U.S. maternal mortality rate has not improved while maternal
mortality rates have decreased for other regions of the world. Furthermore, the rate at which
women in the U.S. experience short-term or long-term negative health consequences due to
unexpected outcomes of pregnancy or childbirth has also steadily increased over the past few
decades, with nearly 50,000 women in the U.S. experiencing these health consequences in 2014.
Significant racial and ethnic disparities persist in both the rate of women in the U.S. who die due
to complications of pregnancy or delivery and the rate that women experience negative health
consequences due to unexpected pregnancy or childbirth outcomes.

…..

Compared to any other racial or ethnic group,7 Black8 women experience the highest rates of
nearly all of Centers for Disease Control and Prevention’s (CDC) severe maternal morbidity9
indicators.10 Black women in the U.S. are 3 to 4 times more likely to die from pregnancy-related
complications than White11 women in the U.S., and Native American12 women are more than 2
times more likely to die from pregnancy-related complications than White women in the U.S.13
Pregnancy-related mortality is also slightly elevated for Asian women (a 1.1 disparity ratio),14
and for Hispanic women in some geographic areas.15 Moreover, the risk of pregnancy-related
death is so elevated for Black women in certain regions of the U.S. that it is comparable to the

rate of pregnancy-related deaths16 in some developing countries.17 This racial disparity has not
improved in decades,18 and is also seen in other middle to high-income countries with
multiethnic populations.19 According to the World Health Organization (WHO), the U.S.
maternal mortality ratio ranked 56th in the world in 2017.20 According to the National Center for
Health Statistics (NCHS), in 2018, the maternal mortality rate in the U.S. was 17.4 maternal
deaths per 100,000 live births, with 658 women dying of maternal causes.21 In 2019, the
maternal mortality rate in the U.S. was 20.1 maternal deaths per 100,000 live births, with 754
women dying of maternal causes.

Author(s): U.S. Commission on Civil Rights

Publication Date: September 2021

Publication Site: U.S. Commission on Civil Rights

Dissenting Statement and Rebuttal of Commissioner Gail L. Heriot in U.S. Commission on Civil Right Report: Racial Disparities on Maternal Health

Link: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3924645

Full Citation:

Heriot, Gail L., Dissenting Statement and Rebuttal of Commissioner Gail L. Heriot in U.S. Commission on Civil Right Report: Racial Disparities on Maternal Health (September 15, 2021). San Diego Legal Studies Paper 21-028, Available at SSRN: https://ssrn.com/abstract=3924645 or http://dx.doi.org/10.2139/ssrn.3924645

Abstract:

On September 15, 2021, the U.S. Commission on Civil Rights published a report entitled Racial Disparities in Maternal Health (the “Report”). This Dissenting Statement and Rebuttal (the “Statement”) is a part of that report.

Among other things, the Statement points out several errors in Report. For example, the Report incorrectly states that maternal mortality has increased 50% over the last generation. What has actually happened is that changes in death certificates have caused more deaths to be classified as maternal in nature. The Report also emphasizes the theory that racism plays a prominent role in causing racial disparities in maternal mortality. The Statement points out in response that maternal mortality rates for Hispanic and Asian American mothers are lower than the rate for white mothers. This tends to detract from the theory that racism is what’s causing the disparities.

Author(s): Gail L. Heriot

Publication Date: 13 Oct 2021

Publication Site: SSRN

A Louisiana senator defends his statements on the state’s Black maternal health

Link: https://www.nbcnews.com/news/nbcblk/cassidy-defends-statements-louisianas-black-maternal-health-statistics-rcna30166

Excerpt:

Black pregnant women continue to face disproportionately high pregnancy-related deaths, with data from the Centers for Disease Control and Prevention indicating a 26 percent increase in the maternal mortality rate for Black women since the start of the pandemic. 

Though researchers do not have an explanation for the disparities, the research suggests it’s a culmination of institutional racism and other health factors, such as the increased risk of obesity and hypertension in Black women. Howell also added that stress and a lack of access to quality prenatal care further exacerbates this issue. 

“It really does boil down to how public health officials relate to Black women who are giving birth,” Howell said. “Statistics about Black maternal mortality are high across the board, no matter what your educational level is, no matter what your insurance level is.” 

In 2018, tennis star Serena Williams opened up in an interview with Vogue magazine about encountering severe health complications after giving birth because doctors neglected to listen about her existing medical conditions.

“When you have someone like Serena Williams having problems giving birth, and not being treated properly by nurses and doctors when she complains about not feeling well, then you look at the doctor of someone who is poor in Louisiana, and has the same kind of problem — they are probably treated even worse,” Howell said.

Author(s): Tat Bellamy-Walker

Publication Date: 23 May 2022

Publication Site: NBC News

Fact Check: Covid as a Leading Cause of Death in Children

Link: https://www.covid-georgia.com/pediatric-news/fact-check-covid-is-a-leading-cause-of-death-in-children/

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Excerpt:

In the CDC ACIP meeting on June 17 to discuss childhood Covid vaccines, a table was presented showing Covid was a leading cause of death in US children as part of a slide deck on the epidemiology of Covid-19 in children and adolescents by Dr. Katherine Fleming-Dutra. The source was a pre-print written by a group of academics from the UK, including Dr. Deepti Gurdasani, who is well-known on Twitter for her strong views on Covid. I later learned that a very similar slide was also presented at the beginning of the FDA VRBPAC meeting earlier in the week.

The slide was shared on Twitter by Dr. Katelyn Jetelina (“Your Local Epidemiologist”), and retweeted by many influential people including Jerome AdamsJulia Raifman (tweet now deleted), Gregg Gonsalves, and Leana Wen. Only problem? It’s completely and utterly false. The pre-print it’s based on includes significant errors that invalidate the results. And the slide makes additional errors on top of the pre-print. It’s really disturbing that data this poor made its way into the meetings to discuss childhood Covid, and that it took me less that a few minutes to find a major flaw (and then I found many more as I looked deeper). I contacted the study’s corresponding author, Dr. Seth Flaxman, who originally said he’d get back to me on Monday, but responded early Sunday morning to get more information about the source of the Underlying Cause of Death data I used for Covid (the CDC WONDER database, Provisional Mortality Statistics, 2018-present). He later posted on Twitter to say than an updated pre-print would be available soon.

….

The second major issue with the pre-print are the time periods for the deaths. The underlying cause of death data is for a single year – 2019 (more on that later). However, the rankings of Covid deaths by age group in the pre-print include both cumulative (over 26 months) AND annualized deaths for some strange reason. That means Covid is inexplicably ranked twice for each age group.

Below is the table ranking leading causes of death for 15-19 year olds. Notice that Covid is listed both as the 4th AND the 6th leading cause of death. This is non-sensical and extremely misleading. It is completely inappropriate to compare the cumulative number of Covid deaths over 26 months to deaths from other causes over a one year period. The only way to make a fair comparison is to use an annualized number. There’s no good reason the cumulative number of Covid deaths over 26 months should be included on this list at all.

Author(s): Kelley in Georgia

Publication Date: accessed 22 Jun 2022

Publication Site: COVID-19 in Georgia

Essential Terms of the Authority Crisis

Link: https://polimath.substack.com/p/essential-terms-of-the-authority

Graphic:

Excerpt:

This last week, the CDC held their ACIP meeting to discuss whether or not they should recommend the COVID vaccines for children 6 months to 5 years old. While presenting on the danger of the virus for children, a slide was shown claiming that COVID presented as one of the leading causes of death for children.

Kelley, who runs covid-georgia.com, saw this slide and immediately knew it was false. She has been tracking COVID data in excruciating detail in Georgia since the beginning of the pandemic and has recently become an expert on the CDC’s pediatric death data simply because it was such a disaster and she wanted to get down to the truth of the matter.

This slide above is no small error. Not only did it count the wrong number for pediatric COVID deaths, it compared all pediatric COVID deaths in a 26-month period to annualized deaths from other causes. This is a massive data error, and yet it persisted through a supposedly rigorous data check from 11 authors and was selected by top-tier scientists for their landmark presentation to the most knowledgeable experts in the field.

Author(s): Matt Shapiro

Publication Date: 21 Jun 2022

Publication Site: Marginally Compelling at substack