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Excerpt:
This paper analyzes the all-cause mortality experience of a large cohort of applicants linked to the number and severity of their recent driving infractions. The study verifies that significant excess mortality risk exists for applicants with a recent history of either major or frequent driving violations. The extra mortality risk for drivers with adverse MVRs is persistent across ages for both genders. The results from this study also suggest that MVRs likely have positive protective value across a wide spectrum of ages and face amounts.
Author(s): Timothy L. Rozar
Publication Date: April 2012
Publication Site: RGA Re