Excluding the first two and a half months of 2020 before COVID-19 deaths were prevalent, the total U.S. mortality A/E ratio ranged between 119% and 121%, with about 84% of the excess deaths identified as due to COVID-19. Considering the full year of 2020, the A/E ranged between 114% and 116%.
Deaths for people under age 15 were lower than expected, but all older ages showed excess mortality. The following table considers the A/E ratios for the period after the emergence of COVID-19 and uses a fiveyear trend on death rates by ages and sex to set the expected deaths.
Author(s): Rick Leavitt, ASA, MAAA
Publication Date: February 2021
Publication Site: Society of Actuaries